The expertise you need to stay in compliance can also keep the costs of Workers' Comp from getting out of hand.

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DNI takes our obligation to bring excellence and expertise to our Workers' Compensation Insurance services seriously.  That's why we work closely with our clients on smart ways to keep them in compliance and help hold their coverage costs down to a minimum.

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• Accident Logging & Reporting

• Loss/Claim Ratio Reduction​

  • Written injury & illness prevention program

• Risk Management

  • Safe worker programs

  • Medical claims management

  • Early return to work for injured workers.​

• Saving Opportunities

  • Merit rating credits (5-15% based on lost-work-time claims)

  • Drug/Alcohol-free/Safe workplace credits

  • Professional risk management credits​

• Premium Monitoring & Adjustment

  • Adjusting Deductibles

• Prevention of Assigned Risk Plans 

  • Avoiding state-run insurers of last resort

  • Monitoring of assigned risk status

• Coordinate Disability Programs

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DNI also adds premium services to our knowledge to create options that fit every client's business and budget.

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DNI partners with the nation's most respected Professional Employer Organizations (PEOs) to provide a range of comprehensive services that can dramatically reduce the cost of Workers' Compensation insurance.  These services, which include human resources functions beyond Workers' Comp such as payroll, can also make it easier to focus on operating and growing your business.

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Trust DNI to provide you with Workers' Compensation insurance and related services that fit your business's unique challenges at the lowest cost possible.